MidState Educators Credit Union

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We offer First and Second Mortgages and Home Improvement Loans. We have a mortgage specialist on staff to answer all your important mortgage related questions. She's also the person to see for a mortgage pre-qualification.

Contact Sarah Mason at 614-340-1523 or email smason@educu.org for rates and additional product information.

Free Home Buyers Seminar. Plan to attend!

Tuesday, December 15, 2009 at our main office location: 399 E. Livingston Ave., Columbus, Ohio 43215. Please register by calling 614-221-9376 or toll free 1-866-628-6446 or email Sarah at smason@educu.org.

Learn answers to all your home loan questions and information on how to prepare your finances.

Rates	Points	APR
Whether you are Purchasing or Refinancing MidState Educators Credit Union offers a variety of loan programs to meet your needs. We provide you with rate quotes and closing cost via email or telephone. You can reach Sarah at 614-340-1523 or smason@educu.org. Please note that the rates displayed below are based on a loan amount of $100,000. Purchase and Refinances Transactions are based on a 45 day lock periods. Rates may vary depending on the loan amount, product type, occupancy, lock period, escrow waiver and other conditions and/or variable to the product. MidState Educators offers a wide range of products to fit your needs and lifestyle. Closing Costs range from $2,000 to $2,500 plus prepaids and title insurance. Rates are subject to change without notice. All loans subject to credit approval. Please contact Sarah at 614-340-1523 or email at smason@educu.org for more detailed information on products and rates.

Fixed Rate 30 Year
Fixed Rate 20 Year
Fixed Rate 15 Year
Cash Out Refinance
Home Equities
Lot and Land Loans
Rates last updated on Wednesday, November 18, 2009
Fixed Rate 30 Year Term: 30 years Maximum Amount: $417,000
5.125%	0%	5.351%

Fixed Rate 20 Year Term: 20 years Maximum Amount: $417,000
Rates	Points	APR
5.125%	0%	5.431%

Fixed Rate 15 Year Term: 15 years Maximum Amount: $417,000
Rates	Points	APR
4.5%	0%	4.881%

Cash Out Refinance

Looking to consolidate debt or add on to your home? Let us help you determine whether you have equity available to do the things you would like to do today. Call 614-340-1523 for rates and product information.

Home Equities

Fixed and Variable Rates available on Home Equities. Call 614-340-1523 for rates and product information.

Lot and Land Loans Term: 10 years Maximum Amount: $50,000
Rates	Points	APR
10%	0%	10.484%

Purchase the land now and build your home later! This loan allows you to purchase vacant residential land with no money down with a term up to 10 years.

Rates are subject to change without notice. Rates are quoted on Owner Occupancy Purchase and Refinance Transaction with a loan amount of $100,000 or greater. Purchase and Refinance pricing is based on a 60 day lock period. Cash-Out Refinance, Specialty Products, credit history and loan amounts less than $100,000 may carry higher interest rates. APR calculated on 80% LTV without PMI. Loans subject to credit approval. Please contact Sarah Mason at 614-340-1523 or email at smason@educu.org for additional details on products and rate locks.